Automobile

I Need a Car but I Have No Money or Job? – Read this article!

A vehicle is a necessity for many people, especially those individuals who do not live near public transportation. However, your need for a car does not necessarily mean you have the money for one. When you’re in need of funds for a vehicle, consider some alternate routes.

Lease the Car

While a lease agreement generally requires you to have decent credit scores and while you do need to have money to pay for the monthly sums, you don’t necessarily need funds right now. Some dealerships will allow you to lease a car without putting any money down. You may want to look for specials that are offered at certain times of the year. Also, keep in mind that leases don’t generally require a large down payment, so you might be able to save up in the near future.

Apply for a Personal Loan

When you at least need money to put down on the vehicle, you can look into a personal loan. You may choose to apply for a loan, like those from MainSource Bank, that will cover only the down payment for the car though you want to ensure that you can get approved for a lease or finance agreement. Another option is to take out a loan for the entire amount of the car. If you choose to consider that path, compare the interest rates of getting a full loan from a lending entity as opposed to getting a loan from the car dealership.

Investigate Old Cars

If you just need a vehicle to get you a short distance to work, you may want to look into used cars at the current time. You can generally purchase a used vehicle for a low sum of money. When the sum is low, you may be able to convince a relative or friend to lend you the funds, or you may find a generous individual who is willing to buy the car for you. You should make sure you buy from a reputable entity. Also, understand that the car may last you only a short period of time. At the least, you can save up for a better vehicle during that time period.

Share a Car

You and one of your parents might be in need of a new car at the same time. When your schedules don’t conflict with one another, you may want to consider buying a car together. The other person might be willing to put down the money to purchase the vehicle as long as your name is also on the agreement and you are going to make future payments. Sharing a car with someone who has the money to buy it is an option.

When you don’t have money, you may feel as though getting a new car is impossible. While it may be difficult, it can be done.

4 Packing for a Motorcycle Road Trip

Road trips are exciting. You get to visit new places, meet new people and most of all, you get to relax and unwind. It is even more exciting when you take a motorcycle road trip. It’s like running really fast, without the fatigue and loss of breath. When taking a motorcycle road trip, there are 4 packing you need to have. These tips should definitely save your life.

A Physical Map

I know you are probably thinking “Why would I need a physical map when I can use Google maps?” Well, what if you take a wrong turn and are in an area that has no service. The physical map would be your only way out. Of course, you need to know how to read it for this to be helpful, so ensure you have the skill before embarking on your trip.

A Tool Kit

Bikes break down at the most unexpected time. It is crucial that you are always. Especially if you are not riding a new bike. This does not mean that if your bike is new you do not need a kit. You may find yourself in a remote and deserted area, which is the whole purpose of a road trip. You don’t want to take a trip around your neighborhood. You need to ensure that your safe return is guaranteed. The kit will come a long way in facilitating this. On your trip, you may get a flat tire in an area that has no reception. Bikes don’t normally have a spare tire. In your kit, ensure you have a fix-a-flat can. This can be bought at any gas station and would save you a great deal of trouble.

A Head Lamp

Anything can go wrong during your trip, be it a flat or your bike breaking down and they can happen at any time. The last thing you want is to be stuck in the middle of nowhere with a dead phone and it’s at night. Always have a head lamp with you just in case. If traveling at night, keep your reflective jacket on so that other motorists can see you. Professionals, like those at Gould Injury Law, know that this can save you from being involved in a motorcycle accident. This is a great safety measure to take when taking a ride on your motorcycle. It is one among the important packing while you travel.

Cash

While on your trip, you may find yourself in an area where most places do not accept credit cards. You may need gas, something to eat or a place to spend the night. Cash is essential in such a situation. Long motorcycle trips can’t be possible without having enough cash.

Planning a trip? I hope these pointers will help and of course don’t forget to carry your helmet. Make sure to prepare beforehand so you’re not left without essential items.  When it comes to motorcycle trips, planning is everything.